Loan Station is a mortgage brokerage specialising in the private lending space. We work with 5 specialist private funders to find the right deal for your situation. Arrears, defaults, bad credit, no doc — if it can be done, we will get it done.
Loan Station is a mortgage brokerage, not a funder. We work with 5 specialist private funders to get your deal across the line. Too many borrowers have experienced brokers who say yes then change the terms at the last minute, add hidden fees, or drag the process out. That is not how we operate.
When we give you an indicative approval within 48 hours, we mean it. When we quote a rate, that is the rate. Settlement typically completes within 2 to 5 weeks. No surprises. No excuses.
We are a mortgage brokerage specialising in the private lending space. We work with 5 private funders across Australia to find solutions that mainstream lenders won't touch. If it can be done, we will get it done.
As brokers, we work across 5 specialist private funders to match your deal to the right product. Our brokerage fee is among the lowest in the market and we are transparent about every cost before you commit to anything.
As a brokerage, we charge 1% brokerage — among the lowest in the private lending market and disclosed upfront before you commit to anything. The fees below are charged by the funder, not by us. Full transparency, always.
| Brokerage | 1% |
| Establishment Fee | From 1.65% |
| Application Fee | 0.3% (min $3,450) |
| Loan Management Fee | $250 p.m. |
| Risk Fee | Nil |
| Valuation Fee | At cost |
| Discharge Fee | At cost |
| Brokerage | 1% |
| Establishment Fee | From 1.65% |
| Application Fee | 0.3% (min $3,450) |
| Loan Management Fee | 0.1% p.m. |
| Risk Fee | Applicable (min $1,980) |
| Valuation Fee | At cost |
| Discharge Fee | At cost |
| Brokerage | 1% |
| Establishment Fee | From 2.2% |
| Application Fee | 0.3% (min $3,450) |
| Loan Management Fee | 0.2% p.m. |
| Risk Fee | Applicable (min $1,980) |
| Valuation Fee | At cost |
| Discharge Fee | At cost |
| Brokerage | 1% |
| Establishment Fee | 2.20% |
| Application Fee | 0.3% + QS/PM costs |
| Loan Management Fee | From 0.15% p.m. |
| Risk Fee | Applicable (min $1,980) |
| Valuation / QS / PM | At cost |
| Discharge Fee | At cost |
All fees subject to final credit assessment. Risk fee matrix: Residential ≤60% LVR = 0.40%, >60% = 0.50% | Commercial ≤60% = 0.50%, >60% = 0.60% | Land ≤60% = 0.60% | Construction ≤60% = 0.75%, >60% = 1.00%. Minimum risk fee $1,980.
As your broker, we manage the entire process from assessment through to settlement. We work with our panel of 5 private funders to get your deal structured, approved, and settled as efficiently as possible.
We are mortgage brokers, not funders. When we say we can get a deal done, we mean it. The only time a deal does not proceed is when information comes to light late in the process that changes the picture. Be upfront with us from the start, and we will work harder than anyone to get you the result you need.
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