A simple guide to home loans with expert advice
Whether you’re a first home buyer or a seasoned investor, buying a property generally involves securing a mortgage or home loan. Choosing the right home loan is an important financial decision that can be challenging. With the proper guidance from a mortgage …
Affordable suburbs in Sydney: A guide for first home buyers
Despite Sydney being the least affordable city in Australia – with only 3.8% of home sales affordable for median-income households, according to PropTrack’s recent Affordability Hotspot Report – first home buyers still have hope. The report highlighted that the most affordable parts …
Understanding home loans, mortgage loans and loans against property
“Home loan”, “mortgage loan” and “loan against property” are terms often used interchangeably, but they refer to different financial products. Understanding these differences can help you make informed decisions when financing your property needs. A home loan is a loan taken to …
What are the most common mistakes that home buyers make?
The key to a successful home purchase is making informed decisions; this not only includes doing all the right things, but not making costly mistakes. Being aware of common errors is a crucial first step towards successful homeownership. …
When is the right time for mortgage refinancing, and what are the major things to consider?
Your mortgage is a significant financial commitment that typically lasts 25 to 30 years; to ensure you always have the best loan throughout this extensive period, it is recommended you regularly review your mortgage. If you can secure a new loan with …
Mortgage for Business in Australia: Your Guide to Business Financing
Navigating the world of business financing in Australia can feel like trying to find your way through a maze. Whether you’re a start-up or an established enterprise, understanding the ins and outs of business mortgages can make a huge difference in your …
When should you refinance a mortgage? Expert guide
Refinancing a mortgage can be a game-changer for homeowners looking to optimise their financial health; this process involves replacing your current home loan with a new one, often with better terms and conditions. According to PEXA, 452,025 home loans across the country’s …
When to Refinance Your Home loan
Refinancing your home loan can be a strategic move to save money, reduce debt faster, or adjust your loan to better suit your financial situation. For Australians, understanding the right time and reasons to refinance is crucial to making the most of …
Best Strategies to Eliminate Your Home Loan Burden
Are you tired of the weight of your home loan dragging you down? You’re not alone. Many homeowners find themselves shackled to hefty mortgages, yearning for financial freedom. But fear not! In this comprehensive guide, we’ll explore the most effective ways to …
How to choose the right mortgage broker in Sydney
More and more Australians are using mortgage brokers. In fact, mortgage brokers facilitated 69.3% of all the new residential home loans between October and December 2022, according to the Mortgage & Finance Association of Australia (MFAA). …
